Fall Into a Fresh Start | Rent To Home Now Canada
Fall Into a Fresh Start
A New Season Could Be the Right Time to Start Planning for Homeownership
Fall always feels like a season of change.
The weather gets cooler, the leaves start turning, and before you know it, another year is getting close to the finish line.
For me, it’s a good reminder to look at where I am today and where I want to be a year from now.
If owning a home is something you’ve been thinking about, but getting approved for a traditional mortgage isn’t possible today, you may still have another option.
A Fresh Start Doesn’t Have to Wait
Over the years, I’ve talked with a lot of families who can afford the monthly costs of a home but aren’t able to qualify for a traditional mortgage yet.
Sometimes it’s credit. Sometimes they’re self-employed. Other times, they need to pay down debt, build their savings, or get their income documentation in order.
Whatever the reason, needing more time doesn’t mean you have to put homeownership on hold.
That’s one of the reasons I built Rent To Home Now.
The program gives you a structured 24 to 48 months to work toward mortgage qualification while living in the home you plan to purchase.
What Can You Work on During That Time?
Every family starts from a different place.
Your plan will depend on what’s keeping you from qualifying for a mortgage today. That might mean:
Improving your credit
Paying down debt
Building your savings
Getting income documentation in order
Preparing for a future mortgage application
You’re not left wondering what needs to happen next.
Every six months, you’ll also meet with a mortgage broker to review your progress and see what still needs your attention.
🏡 How Rent To Home Now Works
If you’re new here, I want to keep this simple.
Rent To Home Now is designed to help families move into a home today while working toward buying that same home in the future.
Here’s what that looks like:
Move into a home that works for your family.
Follow a personalized plan based on what you need to work on before applying for a mortgage.
Let your rent help build your credit. Through FrontLobby, your on-time rent payments are reported to the credit bureaus, helping you build your credit history.
Meet with a mortgage broker every six months to check your progress.
Work toward qualifying for a mortgage and purchasing your home at the end of your program term.
Every family’s situation is different, so the plan isn’t exactly the same for everyone.
The point is to know where you’re going and what you need to work on to get there.
Want to Talk About Your Options?
If you’re wondering whether Rent To Home Now could work for your situation, book a call with my team.
We’ll walk you through the program, answer your questions, and help you understand what your next steps could look like.
Something Personal I Want to Share
I also want to share something a little more personal.
I recently published my book, There Had To Be More: A Blue-Collar Path to Faith, Family, Freedom, and Fulfillment.
The book shares my story and some of the experiences, lessons, and decisions that shaped the way I look at life, family, work, and the future.
A lot of what I’ve built, including Rent To Home Now, comes back to three values that matter deeply to me:
Faith. Family. Freedom. Fulfillment.
The title came from a feeling I knew well. Looking at where I was and thinking, there had to be more.
If you’ve ever had that same thought about your own life, I wrote this book with people like you in mind.
A Year Can Make a Difference
Think about where you were last fall.
A lot can change in 12 months, especially when you know what you’re working toward.
You don’t have to wait until your credit is perfect or until a lender says you’re ready before you start understanding your options.
The first step can simply be finding out where you stand today.
Could Rent To Home Be an Option for You?
If you want to own a home but aren’t able to qualify for a traditional mortgage right now, we can take a look at your situation.
My team and I will explain how Rent To Home Now works and help you understand whether the program could fit your situation.
Mitch Pedersen
Rent To Home Now
From Renting to Owning.
