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Terms & Conditions

Please read these terms carefully before using our website or applying to our program.

Effective Date: January 1, 2024 Last Updated: April 25, 2026 Governing Law: Alberta, Canada

1. Acceptance of Terms

By accessing or using the website located at renttohomenow.ca (the "Site"), or by submitting an application or inquiry to Rent To Home Now, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our Site or services.

These terms apply to all visitors, users, applicants, and anyone else who accesses the Site.

2. About Our Rent-to-Own Program

Rent To Home Now facilitates rent-to-own real estate agreements for Canadian families who are not yet able to qualify for a traditional mortgage. Our program allows qualified participants to move into a home today, build their credit, and accumulate a future down payment over a 2–4 year term, with the goal of purchasing the home at the end of that term.

Important distinction: A rent-to-own agreement is not a mortgage, lease, or promise of home ownership. It is a contractual arrangement between a participant and a property owner (or joint venture partner) with specific terms, obligations, and conditions that must be met. The formal rent-to-own agreement is a separate legal document governed by its own terms.

We operate primarily in Alberta, Saskatchewan, and Newfoundland and Labrador, and we are proud members of the Canadian Association of Rent To Own Professionals (CAROP).

Nothing on this website constitutes a binding offer to enter into a rent-to-own agreement. All program participation is subject to a separate, signed agreement between the parties.

3. No Guarantee of Approval or Mortgage Qualification

Pre-qualifying through our website or submitting an application does not guarantee acceptance into our program, placement in a home, or qualification for a mortgage at the end of your rent-to-own term.

Mortgage qualification at the end of a rent-to-own term is subject to mortgage lender requirements, interest rates, and your financial situation at that time — all of which are outside our control. Past or projected participation in our program does not guarantee a specific mortgage outcome.

We work hard to set our participants up for success and to partner them with qualified mortgage professionals, but we cannot and do not guarantee:

  • That you will be accepted into our program
  • That a suitable home will be available in your preferred location or price range
  • That you will qualify for a mortgage at the end of your term
  • Any specific outcome related to credit scores, home values, or lender approvals

4. Not Financial, Legal, or Mortgage Advice

The content on this website — including blog posts, guides, FAQs, videos, and program descriptions — is provided for general informational purposes only. Nothing on this Site constitutes:

  • Financial advice or investment advice
  • Legal advice or a solicitor-client relationship
  • Mortgage advice or a regulated mortgage activity
  • Tax advice

We strongly recommend that all prospective program participants consult with independent legal counsel, a licensed mortgage professional, and a qualified financial advisor before entering into any rent-to-own agreement. Real estate and financial decisions are significant — get independent advice.

5. Website Use

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Site. Prohibited conduct includes:

  • Using the Site to transmit spam, unsolicited communications, or malicious content
  • Attempting to gain unauthorized access to any part of the Site or its underlying systems
  • Scraping, harvesting, or automatically collecting data from the Site without our prior written consent
  • Misrepresenting your identity or providing false information in any application or form
  • Using the Site in any way that could damage, disable, or impair its functionality

We reserve the right to terminate or restrict access to the Site for anyone who violates these terms.

6. Applications and Submissions

When you submit an application, inquiry form, or pre-qualification through our Site, you represent that the information you provide is accurate and complete. Providing false or misleading information may result in disqualification from our program.

Submitting an application does not create any obligation on our part to accept you into the program or to respond within a specific timeframe, though we aim to respond to all inquiries within 1–2 business days.

Your submitted information is handled in accordance with our Privacy Policy.

7. Intellectual Property

All content on this Site — including text, graphics, logos, images, videos, and the overall design — is the property of Rent To Home Now or its content suppliers and is protected by Canadian and international copyright, trademark, and other intellectual property laws.

You may view and print content from this Site for your personal, non-commercial use only. You may not reproduce, republish, distribute, or commercially exploit any content from this Site without our prior written permission.

The Rent To Home Now name, logo, and associated marks are our trademarks. Nothing on this Site grants any licence to use them.

8. Third-Party Links and Services

Our Site may contain links to third-party websites or services, including our application platform (GoHighLevel / LeadConnector), Google services, CAROP, and others. These links are provided for your convenience.

We have no control over the content or practices of third-party sites and are not responsible for their content, privacy policies, or terms of use. Visiting third-party links is at your own risk. We recommend reviewing the privacy policy and terms of any third-party site you visit.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Rent To Home Now and its principals, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of or inability to use the Site
  • Reliance on any information provided on the Site
  • Unauthorized access to or alteration of your information
  • Any outcome related to a rent-to-own program participation, including failure to qualify for a mortgage
  • Any third-party conduct or content

Our total liability for any claim arising from your use of this Site will not exceed the amount, if any, you paid to us in connection with your use of the Site in the 12 months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In those jurisdictions, our liability is limited to the greatest extent permitted by law.

10. Indemnification

You agree to indemnify and hold harmless Rent To Home Now and its principals, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Site, your violation of these Terms, or your provision of false or inaccurate information in connection with our program.

11. Governing Law

These Terms and Conditions are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any dispute arising from or related to these Terms or your use of this Site will be subject to the exclusive jurisdiction of the courts of Alberta, Canada. You consent to the personal jurisdiction of those courts for such purposes.

12. Changes to These Terms

We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

For material changes, we will make reasonable efforts to provide notice — for example, by posting a banner on our Site or contacting you directly if we have your contact information.

13. Contact Us

If you have questions about these Terms and Conditions, please contact us:

Questions About These Terms?

We're always happy to clarify. Reach out before you apply if something is unclear.

[email protected]  •  587-206-7123

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