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Rent To Home Now

Rent-to-own customized to your unique needs.

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Buying a home can be challenging.

With property values and rent increasing so rapidly, it can feel like the dream of home ownership is slipping away.

Our rent-to-own program helps bridge the gap between renting and buying a home.

Simply put, we provide a creative “financing” option.

Our customizable program can be tailored around the barriers preventing mortgage approval. These barriers include:

Low credit score.
Insufficient down payment.
Bankruptcy or Consumer Proposal.
Divorce.

Program Breakdown in 5 steps

We collaborate with you to identify the ideal home within your budget. Additionally, we streamline the criteria that banks consider during your mortgage application process, and devise a strategic plan to ensure your success.
An excellent realtor will help you discover the home that perfectly aligns with your requirements and financial means. With access to a wide range of listed properties, the options are plentiful. Prior to commencing the program, we will mutually agree on the future purchase price of the home. This guarantees clarity on the cost, providing you with a steady financial target to pursue.
We will start the purchase process, if everything meets our criteria we will acquire the home.
Shortly after acquiring the home, you can transition into your new residence. Over the program's duration, you'll lease the property from us while concurrently rebuilding your credit, accumulating funds for your upcoming down payment, and establishing a solid income history. Your payments will encompass rent and an additional amount designated for your future down payment, termed "Option Consideration payments." Regular meetings with our mortgage broker will be conducted to verify progress and ensure eligibility for a mortgage upon program completion.
A few months before the end of the program you will start the mortgage application with our mortgage broker. After your approval from the bank, you will purchase the property from us and officially become homeowners!

Basic program requirements

A minimum Initial Option Deposit (less than 5% of the price of the home in most cases). These funds form part of your down payment at the end of the program.

A credit score of 500 or more. We make exceptions to this requirement in unique situations. For example, if you just applied for a mortgage or other loan and the credit check lowered your score.
The ability to qualify for a mortgage by the end of the program. Our team will coach you along the way!

Your responsibilities

Make monthly payments on time.
Pay utility bills.
Keep up the maintenance of your home.
Pay tenant insurance.
Build your credit. This includes meeting the recommendations provided by us and our mortgage broker.

Ready to get started?

Click the button below!

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Rent To Home Now Application

First Name *

Last Name *

Co-applicant

Tell us a bit about yourself, family and current situation. *

Phone *

Email *

What do you do for work? *

How long have been in this industry? *

Do you have or plan to get pets? *

Have you owned a home before? *

Credit score *

Have you ever had a major credit event *

Is your proposal/bankruptcy paid off?

Price range of homes you are looking at *

How much do you have saved for an initial deposit (these funds go toward your downpayment)?

In the question below, you will see the minimum amount required in ideal circumstances. If the answer is left blank, your application will not be approved.

Approximate YEARLY GROSS household income? *

$

Ideal timeline from now till when you want to be in a new home. *

Current rent or mortgage? *

$

City you are interested in. *

Total payment you feel comfortable making. (Rent plus money toward your future down payment, for example $2400 rent + $600 Option payment = $3000) *

$

I agree to terms and conditions provided by the company. By providing my phone number and email address, I agree to receive calls, text and email messages from the business.

Signature

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