Rent To Home Guide
Your step-by-step path to homeownership through our rent-to-own program.
Welcome
What is Rent-to-Own?
Rent-to-own is a great solution for many people! Through this guide, we will break down how our program works.
A rent-to-own (or, more accurately, a Lease Option) is an agreement that allows you to rent a home with the option to purchase it at a predetermined price within a set time frame.
In short, it's a lease with an option to purchase.
Our Rent-to-Own program is designed to be flexible and fully customizable, helping you meet the requirements for traditional lending within your term.
By offering a clear and structured path to homeownership, we provide regular check-ins to keep you on track and guide you every step of the way.
Is It Right For You?
Who Is Our Program Best Suited For?
Our program is customizable to help in many different situations! Here are a few examples:
Bruised Credit
If you have a low credit score (below 720), our program allows you to work on improving your credit while living in the home you plan to buy.
Insufficient Down Payment
If you currently have insufficient savings for the down payment required by traditional lending, our program allows you to build your down payment over time.
Small Business Owners
If you are a business owner and have not declared enough income to qualify for traditional lending, our program gives you the time to build your declared income.
The Process
How Does It Work?
From application to move-in, here is your journey to homeownership:
Application
Complete the application so we can learn about your situation and goals.
Qualification
We will review the information you have provided and determine your eligibility.
Program Customization
We customize your rent-to-own program based on your current situation and goals.
House Shopping
The fun part! Once we have an accepted offer for you, all you need to do is complete a home inspection and you're good to go.
Finalization
We finalize your monthly payments and you are ready to become a tenant-buyer.
Move In
The big day! We meet at your new home, complete a walkthrough, and hand over the keys.
Your Checklist
Do You Qualify?
Tap each one that applies to you. Watch your progress fill up below.
Consistent employment and proven income from all applicants.
A credit score of 500 or more (free credit reports are available online).
Good tenant history (reference checks will be required).
An initial deposit (as little as 4% of the home price).
You're Ready
Take the Next Step
Congratulations on taking action and learning about our program! The next step is to complete the application.
Click Here To Apply
